Protecting My Businesses
How can we help?
Owner Benefits
Key Person Loss
You know who they are – the people in your business you count on the most. What would happen if they were suddenly lost? The personal and emotional toll would be incalculable, but the financial loss can be covered by insurance. Key Person Insurance can cover the cost of temporary personnel, recruiting and training a replacement, offsetting lost profits, or compensating shareholders for buying out the person’s business interest. We can help you set up a plan.
Executive Benefits
A company can help key executives purchase additional life insurance through an executive bonus plan. The executive owns the life insurance policy and pays the premiums, and the company “bonuses” the executive an amount equal to the premium and tax liabilities. We can help you figure out a mutually beneficial plan.
Buy-Sell Agreements
As a business owner, you’ve spent years building a valuable financial interest in your company. What happens to that value when you (or a business partner) pass away? If the answer is selling the business or your part in it, life insurance will create a sum of money at your death that can be used to pay your family or your estate the full value of your ownership interest. We can help you cover all contingencies.
Disability Insurance
How much would your