Trust-Owned Life Insurance
At some point every conversation with your best clients will turn to estate taxes – and how to avoid them. Setting up an irrevocable life insurance trust (ILIT) is a powerful tool toward that end. We can help you and your client determine whether an ILIT is appropriate, move existing policies into place, acquire new insurance, and use a sophisticated and dedicated system for evaluating and managing trust-owned policies. We can also help with creative strategies to fund ILIT policies without dipping into lifetime exemptions or annual gift exclusions.
Executive Benefits
Does your client own a business? Don’t let their competitors or a bigger company lure away their most important talent! Help them retain key leaders with an effective executive benefit plan. We can help design and execute a plan for 1 to 100 executives, using any of several available strategies that are both affordable and easy administer. Some strategies provide a current tax deduction for the company, and tax-favored growth and distributions for key leaders. We’ll help you select the right plan.
Life Settlements*
Your client may have life insurance policies they bought for good reasons – business or personal — but those reasons no longer matter. R